Indian banks have reportedly collected close to ₹8,900 crore in penalties for not maintaining minimum balances over the last five years, based on official data presented in Parliament.
AAP MP Raghav Chadha flagged the issue, questioning whether these charges place an unfair burden on small and low-income customers. He argued that while large borrowers are often given relief or restructuring options, ordinary account holders are penalised for low balances.
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